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Health Insurance & Health Care - is there a health care crisis in this country?

1. Is health care available to all American citizens?
2. Is health insurance available to all American citizens?
3. Do hospitals turn away those who cannot pay for treatment?
4. Does everyone need health care and health insurance, or will just one do?
...My wife is a RN and has worked in a hospital, done private duty, and now works part-time in a pediatrician's office.
...My take: I am still learning and of course do not know it all, but:
... I think health care is needed by everyone and I think is available to everyone. If you disagree, please tell us where it is not available.
...Health insurance is not available everywhere. It should only be used for catatrophic conditions.
...Most hospitals do not turn away those who cannot afford treatment - they simply charge the rest of a little more.
...
...Please submit your courteous opinions - thank you.
I can only speak from personal experience...

Because my husband is self-employed & I am a stay-at-home mom at the moment, we cannot afford health insurance without assistance. My children have state coverage, but my husband & I did not qualify. So we were on a waiting list for a couple years & now pay minimal premiums, since our insurance is state-subsidized. Most people probably don't realize what's available, but we recently found out that we qualify for 100% coverage by our local hospital (& affiliate offices) of anything that our state insurance doesn't offer. Also, when I delivered my 1st baby by C-section, the hospital (in accordance with their billing policy) agreed to whatever monthly payments we could afford until our bill was paid in full.

I am not sure what your #4 means ... will just one what do? Otherwise, I think I pretty much addressed your other questions.

Oh btw, I specifically waited for our coverage so that I could have my mystery neuro-muscular disorder investigated. It's been almost 2 years, & with 5 MRIs, 2 neurologist specialists, extremely expensive DNA blood tests, & other more routine blood tests, I think we're getting to the bottom of it, thank the Lord!

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